PruProtect Plus
- Benefits paid up to age 65 after 14, 30, 90, or 180-day elimination period
- Rates are age-banded, making it more affordable for younger members
- Benefits paid in addition to accumulated sick leave
- Benefits reduced by Worker's Compensation, pension, and Social Security disability
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PruProtect Six-Month
- Benefits paid up to six months after a 14 or 60-day elimination period
- Since rates are not age based, all members pay the same premium rate
- Benefits paid in addition to accumulated sick leave
- No reduction in benefits for pension or Social Security, only Worker's Compensation
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PruProtect Two-Year
- Benefits paid up to two years after a 14 or 60-day elimination period
- Since rates are not age based, all members pay the same premium rate
- Benefits paid in addition to accumulated sick leave
- No reduction in benefits for pension or Social Security, only Worker’s Compensation