NJEA Disability Insurance

PruProtect Six-Month

  • Benefits paid up to six months after a 14-day elimination period
  • Since rates are not age based, all members pay the same premium rate
  • Benefits paid in addition to accumulated sick leave
  • No reduction in benefits for pension or Social Security, only Worker’s Compensation

View Brochure Enrollment Form

PruProtect Two-Year

  • Benefits paid up to two years after a 14-day elimination period
  • Since rates are not age based, all members pay the same premium rate
  • Benefits paid in addition to accumulated sick leave
  • No reduction in benefits for pension or Social Security, only Worker’s Compensation

View Brochure Enrollment Form

PruProtect Plus

  • Benefits paid up to age 65 after 14, 30, 90, or 180-day elimination period
  • Rates are age-banded, making it more affordable for younger members
  • Benefits paid in addition to accumulated sick leave
  • Benefits reduced by Worker’s Compensation, pension, and Social Security disability

View Brochure Enrollment Form


NJEA Disability Insurance FAQs

Click here for frequently asked questions